Foco em PMEs
Destaque Various plans
Stone oferece maquininha, conta PJ e taxas competitivas para varejo.
- Strong reputation
- Easy to get started
Best maquininhas de cartão
Resposta rápida
Stone, PagSeguro e Cielo competem em taxa e prazo de recebimento.
Popular no United States
Destaque Various plans
PagSeguro combina maquininha, conta digital e venda online.
- Strong reputation
- Easy to get started
Tradicional e ampla
Various plans
Cielo tem grande rede e soluções para todos os portes.
- Strong reputation
- Easy to get started
Perguntas frequentes
Which terminal has the lowest fee?
There is no universal winner — effective rate depends on debit vs credit, installments, monthly volume, and settlement speed. Simulate with Stone, PagSeguro, and Cielo on your real ticket.
Does Pix charge businesses?
Often lower than card MDR, but providers may charge per Pix QR or dynamic link. Compare reconciliation and same-day settlement in the app.
Can MEI get a card terminal?
Yes with active CNPJ. Compare whether business banking is included and if rental is waived at your volume tier.
Does Stripe work in Brazil?
Yes for online charges and subscriptions. Confirm local methods (Pix, boleto) your buyers need before going live.
Should I use receivables advance?
Only if the advance fee is cheaper than your cost of capital. Many businesses use D+30 free settlement first, then advance selectively.
How do chargebacks work?
Keep receipts, delivery proof, and clear refund policy. Compare chargeback fees and dispute tools in the acquirer dashboard before scaling ads.