Foco em PMEs
Destaque Various plans
Stone oferece maquininha, conta PJ e taxas competitivas para varejo.
- Strong reputation
- Easy to get started
Compare payment processors and POS solutions
Independent comparisons of payment processors, POS terminals, Pix, and online gateways for SMBs selling in Brazil and globally.
100% free to use Independent comparisons Updated regularly
Resposta rápida
As best soluções de pagamento in 2026 são Stone e PagSeguro (maquininha BR), Mercado Pago (ecossistema) e Stripe (online internacional).
Featured
Popular no United States
Destaque Various plans
PagSeguro combina maquininha, conta digital e venda online.
- Strong reputation
- Easy to get started
Checkout integrado
Destaque Various plans
Mercado Pago integra com Mercado Livre e lojas online.
- Strong reputation
- Easy to get started
Tradicional e ampla
Various plans
Cielo tem grande rede e soluções para todos os portes.
- Strong reputation
- Easy to get started
Referência global online
Various plans
Stripe é líder mundial em pagamentos online e APIs.
- Strong reputation
- Easy to get started
Rankings (best picks)
Best payment solutions in 2026
Complete ranking of card terminals, Pix, and online gateways for stores, services, and digital products.
Best card terminals (maquininhas) in 2026
Compare POS terminals: fees, rental, settlement speed, and Pix on the same device.
Best online payment gateways in 2026
Gateways for e-commerce, courses, and recurring billing — APIs, plugins, and Pix.
Best Pix solutions for businesses in 2026
Pix for stores and online sellers: fees, QR static/dynamic, and reconciliation.
Latest guides
payment processors: device cap and extra-install price (2026-09-16)
Device-cap page for payment processors: three-install test and extra-device USD price on 2026-09-16.
payment processors: 2FA backup codes and lost-phone recovery (2026-09-15)
Recovery test for payment processors: downloadable 2FA backup codes and login without the old phone on 2026-09-15.
payment processors: trial clock and card-on-file (2026-09-14)
Trial-clock page for payment processors: card-on-file, day-8 charge, and pause path on 2026-09-14.
Categories
Perguntas frequentes
Which terminal has the lowest fee?
There is no universal winner — effective rate depends on debit vs credit, installments, monthly volume, and settlement speed. Simulate with Stone, PagSeguro, and Cielo on your real ticket.
Does Pix charge businesses?
Often lower than card MDR, but providers may charge per Pix QR or dynamic link. Compare reconciliation and same-day settlement in the app.
Can MEI get a card terminal?
Yes with active CNPJ. Compare whether business banking is included and if rental is waived at your volume tier.
Does Stripe work in Brazil?
Yes for online charges and subscriptions. Confirm local methods (Pix, boleto) your buyers need before going live.
Should I use receivables advance?
Only if the advance fee is cheaper than your cost of capital. Many businesses use D+30 free settlement first, then advance selectively.
How do chargebacks work?
Keep receipts, delivery proof, and clear refund policy. Compare chargeback fees and dispute tools in the acquirer dashboard before scaling ads.